Financing title

Financing that fits you

Studio Shed has teamed up with Acorn Finance to help you find pre-qualified loan offers from top lenders.

Finance your ADU or entire backyard project with monthly payments
Loan amounts up to $100K and terms up to 12 years
Checking your rate won’t impact your credit score
Qualified customers can get funded directly, or have funds instantly sent to Studio Shed upon approval for Curated Models

Check offers

How financing works

Apply in 2 minutes

Decide how much you'd like to borrow and answer a few questions. Acorn Finance will do the rest.

Find your loan

Choose the offer that fits you best from a marketplace of top lenders competing to help you out.

Pay monthly

If you're approved, use your funds to cover your Studio Shed and any other costs, then pay your loan back to the lender month by month.

Why Acorn Finance

Meet Acorn Finance

Financing makes it easier to choose the Studio Shed you really want, so we're partnering with Acorn Finance to connect you with a marketplace of lending options.

Multiple lenders compete to offer competitive APRs

When you check to see if you're pre-qualified for offers, you'll see the best rates Acorn Finance can find for you from 12+ lenders.

Flexible financing options

From personal loans to lines of credit, you can choose the lending offer that's best for you.

Monthly Payment

	Small Project	Medium Project	Large Project

PRODUCT COST*	$22,000	$35,000	$95,000
ADDITIONAL COSTS	$15,000	$20,000	$50,000
Estimated project cost*	$37,000	$55,000	$145,000
Amount financed	$40,000	$55,000	$100,000
Loan APR1	6.44%	6.44%	6.44%
Term1	12 Years	12 Years	12 Years
Estimated payment	$419 PER MONTH	$719 PER MONTH	$998 PER MONTH

This estimated monthly payment is based on the loan amount, loan term year, and APR above. Actual rates, terms and payments will vary based on your personal credit profile.
Checking your rate does not affect your credit score.

Check your rate

*Now featuring $0 payments and 0% interest for the first 3 months, if you qualify. Not all offers are available in all jurisdictions. Advertised rates and terms are subject to change without notice. Estimated interest rates, APRs, and other terms are not binding in any way. After 3 months, for illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual interest rate and APR will depend on factors like credit score, requested funding amount, and credit history. Only borrowers with excellent credit will qualify for the lowest rate. Offers represent lowest monthly payment for amount and term displayed. When evaluating offers, please review the funding partner’s terms and conditions for additional details. All loans and other financial products are subject to credit review and approval by our partners. (1) If approved, funding times may vary. Pre-qualifications use a soft credit pull, which does not impact your credit score; however, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score.